From:  "Karen Sturdivant"  
Date:  03 Jul 2002, 08:47:28 PM  

    Layered Nacho Dip
     1 16-oz can refried beans 
     1/2 pkg taco seasoning mix 
     1 8-oz carton sour cream 
     1 8-oz carton avocado dip 
     1 4 1/2-oz can chopped ripe olives 
     2 large tomatoes, diced 
     1 small onion finely chopped 
     1 4-oz can chopped green chilies 
     1 1/2 cups shredded Monterey Jack cheese 

Combine beans and seasoning mix. Spread mixture in 12x8x2 dish. Layer remaining ingredients in order listed. Heat until cheese melts. Serve with Tortilla chips.